Security

Our time and efforts have been on pinning down the best banks and offering the best platforms that are easy to integrate and use. The rest has been put into setting up an excellent fraud detection program which protects everyone including: us, the banks and our merchants!

• PCI DSS (Payment Card Industry Data Security Standard)

  -PCI DSS is a worldwide standard set up to help businesses process card payments securely and reduce card fraud. As a fully certified PCI DSS level 1 payment processor, dotcom payment aims to provide our merchants a low-cost, easy to implement and very secure payment processing platform. For those in need of an SSL Certificate, we can also help you obtain one for your website and even help you integrate it.

• SSL Certificates

  -Among the many merchant security features, Dotcom Payment offers its merchant partners is the installation of SSL certificates to secure merchant online transactions from fraudsters and hackers. When a customer visits a merchant website, the server establishes a secure connection between the merchant website and the customer's browser, indicated by a small padlock symbol, the name of the website in green and the 'https' prefix before the web address.



SSL certificates usually need to be renewed between 1-3 years - Dotcom Payment merchant account managers can take care of that for you.

• MaxMind Fraud Protection

  -80 percent or 90 percent secure isn't good enough. And credit card fraudsters have become much more sophisticated. MaxMind fraud protection services includes preventative strategies such as:



EA checklist to identify that the customer making a purchase on your website as the true cardholder. Readily available details about attempts at fraudulent transactions. GeoIP address information to see where your consumers are. minFraud Network access for updates on suspicious activity and details of such.

• Dotcom payment uses a wide range of anti-fraud tools

  -Including
• Address Verification
• CVV/CVV2 validation
• Velocity rules
• Digital finger printing on devices
• Bank card number range
• IP address
• Fraud card blacklists
• Proxy addressing

• 3D Secure Processing

  -Instabill offers 3D Secure processing through four credit card issuers:
• Verified by Visa
• MasterCard SecureCode
• American Express SafeKey
• UnionPay 3D Secure

3D Secure has been labeled the best defense against card-not-present fraud and can also lower a merchant's risk profile.