Security Policy

Dotcom Payment's Merchant Security Pledge

Security Policy


Dotcom Payment is committed to the security of its merchants - not only merchant-customer transactions, but all correspondence between the Dotcom Payment staff and its network of merchants and partners. Dotcom Payment offers a complete defense against hackers and fraudsters with the following merchant security applications:

Instabill offers 3D Secure processing through four credit card issuers:

  • Verified by Visa
  • MasterCard SecureCode
  • American Express SafeKey
  • UnionPay 3D Secure

3D Secure has been labeled the best defense against card-not-present fraud and can also lower a merchant's risk profile.

Among the many merchant security features, Dotcom Payment offers its merchant partners is the installation of SSL certificates to secure merchant online transactions from fraudsters and hackers. When a customer visits a merchant website, the server establishes a secure connection between the merchant website and the customer's browser, indicated by a small padlock symbol, the name of the website in green and the 'https' prefix before the web address.

SSL certificates usually need to be renewed between 1-3 years - Dotcom Payment merchant account managers can take care of that for you.

More than ever, merchant websites need to be secure from hackers and fraudsters. As the U.S. migrates to EMV microchip credit cards for added security, merchant website fraud is expected to rise dramatically - as it did in Europe in the early days of e-commerce and in Canada when it migrated from magnetic stripe credit cards to microchip.

PCI DSS compliance - Payment Cards Industry Data Security Standards - involves a commitment and is different for each merchant, but is fairly easy.

Eighty percent or 90 percent secure isn't good enough. And credit card fraudsters have become much more sophisticated. MaxMind fraud protection services includes preventative strategies such as:

A checklist to identify that the customer making a purchase on your website as the true cardholder. Readily available details about attempts at fraudulent transactions. GeoIP address information to see where your consumers are. minFraud Network access for updates on suspicious activity and details of such